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PointPay Crypto Bank A new direction in the crypto market: manage save and grow your capital with PointPay We are building a unique all-in-one solution for the global market

 

 

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via PointPay Wallet and receive

HIGH VOLUME BONUSES

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5,000+

PXP tokens

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+3%

Bonus in tokens

30,000+

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+4%

Bonus in tokens

50,000+

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+7%

Bonus in tokens

100,000+

+ VIP status

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+10%

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Welcome to the future of the

BLOCKCHAIN-BASED BANKING

 

Products

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

Crypto Bank

Launched

Current features

  • Checking and Saving Accounts
  • Daily compound interest
  • BTC, ETH and PXP support
  • Higher yield for PXP token holders in PointPay Crypto Bank
  • Major fiat gateway support to buy and sell crypto

Upcoming features

  • Crypto-backed mortgages
  • Crypto-Backed vehicle loans
  • Crypto-Backed Personal and business loans
  • C2C crypto loans
  • Fast C2C fiat transfers
  • Fast C2C fiat transfers
  • Fast Bank2Bank fiat transfers
  • Facial and voice recognition

GO TO POINTPAY BANK

PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

Crypto Exchange platform

Launched

Current features

  • TOP-10 cryptocurrencies support
  • Technical charting capability
  • Crypto deposit and withdrawal
  • Realtime pricing and volume
  • Market, limit and stop-limit capabilities
  • Trollbox
  • Fiat module to buy and sell crypto with a bank card for USD, EUR, RUB, UAH
  • Lower dynamic fee pricining for PXP holders
  • Low bid-ask spread
  • Quick Exchange feature

Upcoming features

  • IEO capability
  • Crowdfunding platform
  • Referral system
  • Simple, intuitive interface for new traders
  • Cold storage capability
  • Realtime order depth
  • CFD trading
  • AI trading
  • Facial and voice recognition

GO TO POINTPAY EXCHANGE

PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

Multi-currency Wallet

Launched

Current features

  • Send and receive crypto via wallet address and email
  • BTC, ETH and PXP support
  • Buy and sell crypto with a bank card for USD, EUR, UAH and RUB
  • View Crypto Balances and Pricing

Upcoming features

  • Multicurrency crypto and fiat accounts
  • Simple Payment Verification (SPV)
  • Payment Code ID (ID & single address for most cryptocurrencies)
  • Cold storage capability
  • Instant exchange of currency
  • C2C transfers
  • Virtual crypto portfolio
  • Facial and voice recognition
  • ERC-20 tokens support
  • Initial Wallet Offering

GO TO POINTPAY WALLET

PointPay Online Payment System

PointPay is developing online payment system for merchants enabling to accept cryptocurrencies for the goods which they sell on their websites. The visitors will be able to buy the goods and services for crypto.

Online Payment System

Being developed

  • Instant access
  • Fast Setup
  • Friendly interface

 

Token

Token economics

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services and will provide seamless and easy integration.

Current features for PXP holders

  • Higher yield for PXP token holders in PointPay Crypto Bank
  • Dynamic free reduction on PointPay Crypto Bank

Upcoming features for PXP holders

  • Lower acquiring fees for merchants in PointPay Online Payment System
  • Lower conversion fees on PointPay Crypto Bank
  • More favorable conditions for borrowers and lenders in PointPay C2C Lending Module

 

Soft cap: $1,000,000
Hard cap: $30,000,000
Symbol: PXP (PointPay token)
Total supply: 500,000,000
Unsold tokens: to be destroyed
Retail price: 1 PXP = $0.10

Token Allocation

50%To be sold30%Reserve(unused tokenswill be burned at the end of ICO)10%Team tokens4%Token sale referral program6%Maximum allowance for high volume investment bonuses

 

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THE FIRST

BLOCKCHAIN-BASED BANK

IN THE WORLD

Earn daily interest with PointPay

THE HIGHEST INTEREST RATES IN THE INDUSTRY

Bitcoin-6.1%APR

Ethereum-4.6%APR

Tether USD-8%APR

Tether Gold-5%APR

PointPay PXP-15%APR

Open My Bank Account

1

Daily compound interest

Your Checking and Savings Accounts earn daily compound interest with PointPay Blockchain-Based Bank

1

Major cryptocurrencies support

We support major cryptocurrencies by market capitalization: Bitcoin, USDT, etc.

1

Easy transfers between accounts

One-click money transfers between your accounts within PointPay Ecosystem

PointPay

 

Heiko Closhen, Entrepreneur

Welcome to the future of the BLOCKCHAIN-BASED BANKING

Welcome to the future of the

BLOCKCHAIN-BASED BANKING

 

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

Crypto Bank

 

Current features

  • Checking and Saving Accounts
  • Daily compound interest
  • BTC, ETH and PXP support
  • Higher yield for PXP token holders in PointPay Crypto Bank
  • Major fiat gateway support to buy and sell crypto

Upcoming features

  • Crypto-backed mortgages
  • Crypto-Backed vehicle loans
  • Crypto-Backed Personal and business loans
  • C2C crypto loans
  • Fast C2C fiat transfers
  • Fast C2C fiat transfers
  • Fast Bank2Bank fiat transfers
  • Facial and voice recognition

GO TO POINTPAY BANK

PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

Crypto Exchange platform

 

Current features

  • TOP-10 cryptocurrencies support
  • Technical charting capability
  • Crypto deposit and withdrawal
  • Realtime pricing and volume
  • Market, limit and stop-limit capabilities
  • Trollbox
  • Fiat module to buy and sell crypto with a bank card for USD, EUR, RUB, UAH
  • Lower dynamic fee pricining for PXP holders
  • Low bid-ask spread
  • Quick Exchange feature

Upcoming features

  • IEO capability
  • Crowdfunding platform
  • Referral system
  • Simple, intuitive interface for new traders
  • Cold storage capability
  • Realtime order depth
  • CFD trading
  • AI trading
  • Facial and voice recognition

GO TO POINTPAY EXCHANGE

PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

Multi-currency Wallet

 

Current features

  • Send and receive crypto via wallet address and email
  • BTC, ETH and PXP support
  • Buy and sell crypto with a bank card for USD, EUR, UAH and RUB
  • View Crypto Balances and Pricing

Upcoming features

  • Multicurrency crypto and fiat accounts
  • Simple Payment Verification (SPV)
  • Payment Code ID (ID & single address for most cryptocurrencies)
  • Cold storage capability
  • Instant exchange of currency
  • C2C transfers
  • Virtual crypto portfolio
  • Facial and voice recognition
  • ERC-20 tokens support
  • Initial Wallet Offering

GO TO POINTPAY WALLET

PointPay Online Payment System

PointPay is developing online payment system for merchants enabling to accept cryptocurrencies for the goods which they sell on their websites. The visitors will be able to buy the goods and services for crypto.

Online Payment System

Being developed

  • Instant access
  • Fast Setup
  • Friendly interface

 

GO TO LIVE ROADMAP

  • 2018

    Q2

    Jun 25, 2018

    PointPay company registered

    POINT PAY LIMITED (Company No. 11431098)

  • Creation of white paper, one pager, technical paper, presentation started

  • Consultations with experts and advisors

  • Smart-contract creation started

  • Team hiring

  • Q3

    ICO website development started

  • Creation of white paper, one pager, technical paper, presentation finished

  • Smart-contract creation finished

  • Work with community started

  • Common ecosystem infrastructure for future products created

  • Q4

    ICO website with main features completed

  • PointPay Crypto Exchange development started

  • PointPay Crypto Wallet development started

  • Referral program for ICO website development started

  • Blockchain listener completed

  • 2019

    Q1

    Referral program for ICO website created

  • Unified registration and login development for future products started

  • Started negotiations with fiat payment providers

  • Adding PointPay to major rating agency listings

  • PointPay promotional video created

  • Q2

    May 22, 2019

    Tokensale website and announcement

  • Extended pitch deck for private investors created

  • PointPay Crypto Bank development started

  • In-house testing of PointPay Crypto Exchange

  • In-house testing of PointPay Crypto Wallet

  • ICO website translated into 10 widespread languages

  • Q3

    PointPay Crypto Exchange launched

  • PointPay Crypto Wallet launched

  • Unified registration and login for all the products integrated

  • Multi-language support added

  • Integration of fiat payment form with USD, RUB and UAH into PointPay Crypto Exchange started

  • Q4

    PointPay wallet addresses accepted on PointPay ICO website

  • Dynamic withdrawal fees for PointPay Crypto Wallet according to Ethereum gas station data

  • PXP wallets integrated into PointPay Wallet

  • PointPay Crypto Bank with checking and savings accounts and daily compound interest launched

  • Fiat payment form with USD, RUB and UAH integrated into PointPay Crypto Exchange

  • 2020

    Q1

    Implementation of renewed PointPay Crypto Wallet design

  • Quick Exchange implementation into PointPay Crypto Exchange

  • Development started for mobile banking applications for Android and iOS

  • Development started for PointPay Online Payment System

  • Development started for PointPay C2C Lending Module (DeFi)

  • Higher interest rates integration into PointPay Crypto Bank for PXP token holders

  • Lower fees for trade deals integration into PointPay Crypto Exchange for PXP token holders

  • Fiat payment form integration into all launched products

  • Simple trollbox chat integration into PointPay Crypto Exchange

  • PointPay Online Payment System launched

  • Referral program development started for the products

  • Translation of all products to widespread languages started

  • Q2

    PXP token listing on major exchanges

  • System monitor implementation into PointPay Crypto Exchange

  • Advanced trollbox chat integration into PointPay Crypto Exchange

  • Lower conversion rates integration into PointPay Crypto Wallet for PXP token holders

  • Mobile banking applications for Android and iOS development started

  • PointPay C2C Lending Module (DeFi) launched

  • Q3

    Translation of all products to widespread languages finished

  • Filing for the following licenses:

    Reg. D license, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands

  • Integration of EUR to fiat payment form

  • Markets overview integration into PointPay Crypto Exchange

  • Offchain conversions integration into PointPay Crypto Wallet

  • Top-10 cryptocurrencies integration into PointPay Crypto Wallet

  • Feature of sending cryptocurrencies via phone number started to be developed

  • Top-10 cryptocurrencies integration into PointPay Crypto Bank

  • Q4

    Stellar-forked native cryptocurrency development started

  • Increasing the number of payment providers

  • Integration of local currencies to fiat payment form started

  • A range of video tutorials for newbies for all PointPay products started to be recorded

  • Referral program development finished for the products

  • 2021

    Q1

    PointPay Debit and Credit Cards accessible to be added to Samsung pay and Apple Pay

  • PointPay B2C Lending Module with fiat (CeFi) development started

  • Integration of local currencies to fiat payment form finished

  • Feature of sending cryptocurrencies via phone number integrated

  • Investing platform for PointPay customers development finished

  • A range of video tutorials for newbies for all PointPay products finished to be recorded and ready to be viewed

  • Q2

    Stellar-forked native cryptocurrency development started

  • Integration of native currency to PointPay products for instant cross-border payments started

  • Investing platform for PointPay customers development started

  • Marginal trading implementation on PointPay Crypto Exchange started

  • Q2

    Following licenses granted:

    Reg.D filing, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands

  • Integration of native currency to PointPay products for instant cross-border payments finished

  • Investing platform for PointPay customers development finished

  • PointPay B2C Lending Module with fiat (CeFi) development finished

  • Launch of PointPay mass media platform

  • PointPay Debit and Credit Cards pre-order accessibility

  • Q4

    Marginal trading implementation on PointPay Crypto Exchange finished

  • Advanced features implementation for all PointPay products

  • Low-fee offchain payments between all the products integrated

  • All PointPay products accessible on all devices

  • Aggressive promotion of PointPay on all the markets

  • SEPA payments accessible for PointPay customers

  • SWIFT payments integrated into PointPay Crypto Bank

  • Full ecosystem completed

GO TO LIVE ROADMAP

 

Token

Token economics

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services and will provide seamless and easy integration.

Current features for PXP holders

  • Higher yield for PXP token holders in PointPay Crypto Bank
  • Dynamic free reduction on PointPay Crypto Bank

Upcoming features for PXP holders

  • Lower acquiring fees for merchants in PointPay Online Payment System
  • Lower conversion fees on PointPay Crypto Bank
  • More favorable conditions for borrowers and lenders in PointPay C2C Lending Module

 

 

Soft cap: $1,000,000
Hard cap: $30,000,000
Symbol: PXP (PointPay token)
Total supply: 500,000,000
Unsold tokens: to be destroyed
Retail price: 1 PXP = $0.20

Token Allocation

50%To be sold

30%Reserve(unused tokenswill be burned at the end of ICO)

10%Team tokens

4%ICO referral program

6%Maximum allowance for high volume investment bonuses

Funds Allocation

42% 2% 5% 11% 40% Product and app development

Marketing and brandingBounty programReserve(to be allocated towards productdevelopment after all expenses are paid)Legal and licensing

Heiko Closhen, Entrepreneur

Ethereum Bids for Wall Street with ETF Application

The ETF fever might be making a comeback as SEC places itself in the spotlight once again following its decision to review their rejection of the bitcoin ETF. Heat now might be turned up a notch as the new kid in the block, ethereum, is trying its luck too, in a bid for Wall Street.

Joseph Quintilian and Gregory DiPrisco have founded EtherIndex which is to act as a trust for an Ethereum ETF with Coinbase acting as a custodian and price based on GDAX while Kraken is to act as back-up, both regulated exchanges.

Not much is known about the two, but Quintilian appears to be a Wall Street banker or trader, seemingly very well connected and apparently politically involved. He is a board member of Concord 51, a political action committee that targets young professionals, and, according to their LinkedIn, “not just the young Republican establishment, but also the unengaged.”

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The two have also founded Axiom Markets, “a proprietary energy trading firm,” according to their website, and, interestingly, they say “Axiom Markets has melded technology and trading together. Our programmers and traders worked as a team during the development and implementation of our in-house proprietary platform.”

That makes it somewhat easy to see how they ended up at eth, but do they have a chance with their ETF? Mr. Eduardo A. Aleman, Assistant Secretary at the SEC, has made a new ruling on the eth ETF this April 21st 2017. It’s slightly confusing.

First of all, Aleman has instituted proceedings “to determine whether the proposed rule change should be approved or disapproved.” He wants written comments from the public (presumably because he can’t do his own research as we saw from his last decision where outdated and factually incorrect information was used) and, he says he hasn’t made a decision, but is “providing notice of the grounds for disapproval under consideration.” These grounds are now a bit familiar:

“The Commission is instituting proceedings to allow for additional analysis of the proposed rule change’s… which requires, among other things, that the rules of a national securities exchange be “designed to prevent fraudulent and manipulative acts and practices” and “to protect investors and the public interest.”

Eth and bitcoin are similar, but also very different. First of all, none of the big Chinese exchanges lists eth for trading. Secondly, the two biggest eth exchanges are Coinbase and Kraken, both regulated.

Ethereum is backed by almost all household brands who have formed an alliance in support of the platform. Microsoft is a big proponent, with eth’s protocol added to the IBM spearheaded Hyperledger.

The currency has a philosophy of “political neutrality.” The state of Arizona has now declared that smart contracts are to be treated no differently than any other contracts. Mr. Aleman should approve.

Mr Aleman, Open the Doors for Business

If he keeps rejecting these ETFs then he will show to a new generation that regulators are standing in the way of innovation in the guise of “protecting the public” or “preventing manipulation.” Why hasn’t the SEC delisted the banks that manipulated the LIBOR rates if they so keen on “preventing manipulation?”

Because that’s probably just filler. The decision, instead, appears political, probably by a democrat who should be fired due to the shambolic way he handled the bitcoin ETF rejection, allowing widespread speculation for weeks even though a decision had seemingly been made and rejecting it at, literally, the last minute.

Get out of the way of this generation’s invention SEC. Open the doors for business or your youth will just go to Britain where they’ll be welcomed with open arms, further precipitating your “third-world airports,” as President Trump called them.

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