Spreading happiness everyday!
Join the Bankiom family and grow your wallet
Invite a friend and get $5 in your Bankiom account ($20 for the first referral)
Repeat step 1 and grow your wallet daily
How It Works
Seamless Banking Designed for Customer Happiness
We are building a new kind of bank – One that actually believes in you and your future; a bank that is global, effortless and financially empowering.
Bankiom works for you and with you to actively grow and manage your money better; We stand with you in good times and support you when you need a financial boost the most.
NEW ACCOUNT IN 3 MINUTES
Open your account in 3 minutes or less directly from your phone – no paperwork, no credit checks, no fuss
NO HIDDEN FEES
Happy days, everyday. We don’t believe in hidden fees. Our goal is to help you put more money back in your pocket
PEACE OF MIND SECURITY
Zero-Liability, current account insured, fraud protected, and secured by bank-grade encryption and authentication.
Join 78,111 people who want to make a difference!
We take away the complexity of traditional banking, so you can focus on the fun stuff
EARN INTEREST | EASY TO SAVE | ENJOY REWARDS | NO MONTHLY FEES
Get On Top Of Your Spending
Feel like your finances are out of control? Bankiom may be just what you need to get back on track.
You’ll be able to track your spending, create a budget, setup bill reminders, get tips for reducing fees and saving yourself valuable money otherwise lost.
Instant Loan When You Need It Most (No paperwork!)
Can’t wait? need to lock in that special holiday deal? We’ve got you covered.
Just apply for a loan in 5 minutes and get approved in 1 second. No impact on credit score decision. No Calls, No Paperwork, No fuss.
Let's Make Money Fun Again
Bankiom helps you focus on the fun things that matter to you — like growing your money each month, a trip to Australia and buying that new bike.
You’ll finally enjoy more control over your money, your way. There are NO hidden fees, NO guilty spending, NO complication. Just Create your goals and know exactly what you can spend and when.
Talk To a Real Person Every Day
Need help? We love helping people. You can talk to us about anything… even if you just feel like speaking to someone. We are here for you day or night, on the phone, by chat, or even by email.
The Best Banking Experience
Use your card anywhere and we won’t even charge you for withdrawals.
No Monthly Fees (LIMITED)
Bankiom charges 1 Euro a month, but for the first few beta members their current account with Bankiom is completely free
Real-time Instant Notifications
Enjoy added peace of mind with our advanced instant notification features whenever you send or receive money
Quick and Easy Deposits
Instantly add money to your account right from your phone or quickly top up at the Post Office and dedicated local Paypoint locations
Send and receive money instantly
No waiting in line, no complicated steps, send money right from your phone 24/7 to anyone and anywhere in the world.
Heiko Closhen, Entrepreneur