Schlagwort-Archive: business

Ways on How Branding Agencies Can Boost The Image of Your Business

Building your brand’s reputation is crucial in today’s world, and branding agencies in Minneapolis know exactly how to do so. A branding agency knows that your brand represents your promise to your customer. It sets you apart from other brands, and it speaks to who you are as well as whom people perceive you to be. In short, your brand lets people know what they can expect from you and your services and products.

A logo for your brand is important, but that’s only the beginning of the journey that your brand should be on.

Giving Your Brand Definition

You aren’t going to be able to start getting your brand out there, in front of your potential customers, before you’ve defined it. Sounds simple enough, but there’s more involved than you might think. People aren’t mind-readers, and you need to let them know what you’re all about clearly.

A good branding agency can help you put a clearer and more unified picture out there so that your target audience will know what you exactly offer. They do so by researching the desires and needs of your customers. There is no sheer guesswork involved; a good branding team digs deep so you know exactly what your target audience is thinking, not what it looks like they are thinking.

All of that legwork will give you the information you need to reach the right customer. Once you know enough about the people you’re speaking to, you’ll know the most optimal way to let them know your company’s mission, the qualities that associate with your business, and why your products or services stand apart from others who might offer something similar.

Having a Social Presence Is a Must

Any branding agency worth salt knows that your company or business needs an engaging social media presence. A strong visible social presence allows your brand to demonstrate its expertise and can help your audience feel more connected to you. This, in turn, humanizes your brand and inspires people to engage with you, leading to plenty of conversion opportunities.

Being present on social media also allows you to answer questions that your customers might have, promptly. Some customers, especially those in the millennial generation, almost expect a company to have a social presence. Many prefer asking questions on a social media network rather than by email.

Branding your company or business for success might feel overwhelming. The good news is, you don’t have to do it alone. A trusted Minneapolis branding agency can ease your workload and help take your brand to the next level.

Branding & Social Media branding
 Edwin Meehan Edwin Meehan
Owner / Market Research Consultant • EVM Digital

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How Can Finance Help The Business Add Value?


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Anders Liu-Lindberg
Finance Master | Finance Transformation Expert | THE Finance Business Partner | Writer
When the discussion falls on Millennials and what they want from their work and careers there’s one word that dominates: “Purpose”. In fact, Millennials are even labeled “The purpose-driven generation”. This got me thinking in terms of what I want to achieve with my career in Finance and my writing no less. At the same time, I was thinking about an article from one of the Top Voices of 2016 on LinkedIn, Jeffrey Towson on how he got 300,000 followers in 18 months where his point #1 was an interesting one.

“Choose one valuable question to focus on”
That immediately made sense to me in terms of giving my career and writing a purpose and made it clear as to what I was really trying to achieve. I’ve been exploring many aspects of current trends and developments in the finance function and despite having written series of articles revolving around the same topic they never really had a focus stemming from a purpose. At least I hadn’t made it clear to myself. Now it has become clear though and my writing going forward as well as what I strive to achieve in my day job will explore the single question of.

“How Can Finance Help The Business Add Value?”
Why is this important?

Late last year I wrote an article titled “Why Transforming Finance Matters” discussing if Finance (or more specifically the people working in the function) was even needed. At the end of the day at the core of every company, it’s about creating value. You typically do that by solving problems and so this is also what every day should be about for Finance. How can the function help add value by solving problems together with the business? If the finance function can’t provide any answers on how to solve the problems that the business has set out to solve, all it will ever do is the minimum legally required. However, that doesn’t bring purpose to all the young people coming into finance and accounting. To a purpose-driven generation, it has to be about something more than the paycheck at the end of the month and doing the bare minimum. That’s why it’s important to answer the question of how Finance can help add value to the business. The answers will bring purpose to those that choose a career in Finance and open the eyes of the business to how Finance should be an important partner in achieving its goals.

Decomposing the question

Before going in-depth with trying to find answers to the question let’s start by decomposing the question itself. What does it actually mean?

How: “in what way or manner; by what means” i.e. it’s about finding ways, means, and manners in which Finance can help the business add value. It’s about exploring different paths and aspects of HOW to help.

Can: “to be able to; have the ability, power or skills to”. The word itself leads to two questions.

1.      Why is it "can" and not "shall" and should Finance even do this?

2.      Does Finance have the ability and skills to help?

As for 1) I firmly believe Finance should do this referring back to the discussion about purpose. While there are many legal reasons as to why Finance exists then I believe that it’s the value adding part that is the true purpose of Finance. Moreover, this is more about whether or not Finance actually has the ability, power, and skills to do it rather than the intent to do it. All the good intentions in the world matter none if there’s no capability to actually do it. This leads to 2) which is about exploring Finance’s current skills and abilities but certainly also the power that Finance has in the company and the ability to make an impact.

Finance: This is not so much about the official definition of the word but simply put about “the finance function”. It’s the department that almost all companies have which often includes accounting, tax, financial planning and analysis, treasury etc.

Help: “to give or provide what is necessary to accomplish a task or satisfy a need”. This is about helping someone else to achieve their goals. It can be the business overall but also line managers, other departments etc.

The Business: In broad terms, it’s the company in which the finance function operates but it can also be line managers, departments etc. as per above. Seen from the outside it’s the entity in which people have invested their money and demand a return from.

Add Value: There’s the addition i.e. the opposite of subtraction meaning there has to be more of something when Finance is done helping. That more of something is more value and whereas value can be defined in many ways such as shareholder value, stock price etc. I’ll define this as discounted cash flow meaning that all the helping that Finance does should eventually lead to a positive cash flow. In many cases, this can be indirect and difficult to measure but Finance must put on itself to quantify the value and how non-financial measures ultimately translate into cash flow.

The start of something bigger

This is the question I’ve been trying to answer through my so far ten years in the finance function and having made it explicit gives me a new sense of direction. That’s why in 2017 you will find that all my writing will be centered on this question just as establishing Finance Business Partnering 2.0 at Maersk Line was in my day job in 2016. My latest series “The CFOs Roadmap To Transforming Finance” and “How Finance People Can Be More Successful” both explored this question although not explicitly expressed but going forward all articles will explicitly express what part of the question they explore and they will have tangible actions and suggestions on how you or your finance function can improve on how to help the business add value. There’s no fixed end in sight as the world will continue to evolve and new answers to the question will pop up. Are you ready to explore and answer this question together with me?

What’s the question you’re trying to answer in your career and have you found your purpose? How do you think Finance can help the business add value? Having defined this question probably won’t lead to 300,000 followers over the next 18 months like Jeffrey experienced but hopefully, it will make the purpose of my writing crystal clear. Ultimately I do hope it will help you in your career or your finance function actually helping the business add value. As always I very much appreciate your like, comment and/or share.

For more articles about finding a purpose with your career or how Finance can help the business add value please continue reading below. You should also join my Finance Business Partner Forum where we will continue to discuss this topic. Last but not least you can follow me on Twitter for continued insights on developments in the finance function.

Careers and finding a purpose:

How To Break Free From A Stereotype

If I Was 22: Stop Thinking About The Future – Focus. 
Anders Liu-Lindberg is the Senior Finance Business Partner for Maersk Line North Europe and is working with the transformation of Finance and business on a daily basis. I have participated in several transformation processes among others helping Maersk Drilling to go Beyond Budgeting and transformed a finance team from Bean-counters to Business Partners. I would love the chance to collaborate with you on your own transformation processes to help you stay out of disruption. If you are looking for more advice on how to get the most of LinkedIn I also have a few tips to share as well as if you want help in your job search. Don’t be shy! Let’s get in touch and start helping each other.

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FollowAnders Liu-Lindberg
Finance Master | Finance Transformation Expert | THE Finance Business Partner | Write

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China’s internet giants go global

Tencent is leading the acquisition spree, with Alibaba a close second

 Print edition | Business
Apr 20th 2017 | SHANGHAI
THERE was a time, not that long ago, when China’s big internet companies were dismissed by investors in Silicon Valley as marginal firms with a tendency to copy Western products. Not any more. Today they are monsters with increasingly hefty international ambitions.

Alibaba, China’s biggest e-commerce group, handles more transactions each year than do eBay and Amazon combined. Jack Ma, its chairman, pledges to serve 2bn consumers around the world within 20 years. Tencent, which specialises in online games and social media, is now the world’s tenth most valuable public firm, worth some $275bn. Pony Ma (no relation), its chairman, wants China to “preside over the global tech revolution of the future”. But as the two firms become global forces, the third member of China’s “BAT” trio of internet giants, Baidu, an online-search firm that came to dominate the mainland market after Google left the country to avoid censorship, is lagging behind.

All three firms differ from their Western peers in important ways. First, Western companies usually prefer to focus on a few core areas, whereas Chinese internet firms typically try to do everything from cloud computing to digital payments. When this works, as with Tencent’s wildly successful app, WeChat, the results can be impressive.

Second, with the exception of political censorship, the internet sector in China is lightly regulated. Facebook, Apple and Google, in contrast, face increasing scrutiny. Chinese internet firms can achieve market domination of a sort that would attract close attention in other markets.

The third difference is that they can succeed on a rapid and massive scale because the state-dominated economy is so inefficient. Often there is not even a physical infrastructure to leapfrog—so-called third-tier cities, for example, often lack big retail centres. Nationwide there is one shopping mall per 1.2m people.

A huge home market has not stopped the trio from fighting bloody turf wars among each other. The outcome to this battle is rapidly becoming clear. Tencent and Alibaba are surging ahead; a series of own goals has left Baidu far behind. The common jibe about Baidu among local experts is that it is becoming the Yahoo of China, a once-dominant search giant that sank owing to a lack of innovation and a series of management blunders.

Its revenue growth fell to 6.3% in 2016, down from 35% in 2015 and 54% in 2014. The firm gets some nine-tenths of its revenues from online ads, but this income is plunging as marketers redirect spending from search ads on Baidu to social-media networks like WeChat and mobile-commerce platforms run by Alibaba. Meanwhile, Baidu is burning cash trying to keep its various big bets on artificial intelligence (AI), online video, virtual and augmented-reality technologies, and “online to offline” (O2O) services going. One of China’s most respected business consultants is pessimistic about its future: “There is very little chance they’ll be relevant in five years.”

Of the other two giants, Tencent is probably the most fearsome. It already has higher revenues and profits than Alibaba (see chart). Its value is set to climb as it ramps up advertising on WeChat (provided that does not provoke a backlash from users). Its main weapon against Alibaba is its stake in JD.com, the country’s second-biggest e-commerce firm, led by Richard Liu, one of China’s most aggressive and successful serial entrepreneurs.

JD.com has adopted an expensive “asset-heavy” business model akin to Amazon’s in America. Thus far, its vast investments in warehouses, logistics and couriers have not come anywhere near toppling Alibaba. But last year the company saw its revenues rise to $37.5bn, up from $28bn the previous year. Its share of China’s business-to-consumer market rose to 25% in 2016, up from 18% at the end of 2014. If Mr Liu’s investments in infrastructure start to pay off, much of Alibaba’s future domestic growth could be at risk.

That threat may explain why Mr Ma is not content with Alibaba’s overall 70% share of the local e-commerce market. In 2016 it spent $1bn to win control of Lazada, South-East Asia’s biggest e-commerce firm. In March Lazada launched a new service for Singaporeans directly to shop on Taobao, one of Alibaba’s two domestic e-commerce platforms (the other is Tmall).

Mr Ma last year persuaded the G20 summit of leading countries to endorse his proposal for an “electronic world trade platform” (eWTP), to make it easier for small businesses to trade across borders. Last month Alibaba launched a “digital free-trade zone” as part of the initiative, in Malaysia. This public-private partnership, which involves simplifying both logistics and payments, will help small merchants.

Mr Ma’s chief weapon for going global, however, is Ant Financial, which was spun out of Alibaba before the latter’s $25bn flotation in 2014 in New York. In China the unit offers services ranging from online banking to investment products; it even runs the mainland’s first proper consumer credit-scoring agency, Sesame Credit, which uses big data to work out the creditworthiness of punters. Ant already has more than 450m customers in China and is going overseas with gusto.

It has investments in local online-payments firms in Thailand, the Philippines, Singapore and South Korea. In America Ant is in a frenzied bidding and lobbying war with Euronet, an American rival, to buy MoneyGram International, a money-transfer firm. On April 17th Ant raised its initial offer for MoneyGram by over a third to $1.2bn, topping Euronet’s bid.

Tencent is also making bold acquisitions abroad. A consortium that it led spent $8.6bn to acquire Finland’s Supercell last year, a deal that turned Tencent into the world’s biggest purveyor of online games. Together with Taiwan’s Foxconn, a contract-manufacturing giant, the firm invested $175m last year into Hike Messenger, an Indian messaging app akin to America’s WhatsApp. It was also an early investor in America’s Snapchat, another popular messaging app, whose parent company Snap went public in March.

One reason for these purchases is that Tencent’s earlier efforts to promote WeChat abroad (including a splashy advertising campaign in Europe featuring Lionel Messi, a footballer) flopped. Established social networks such as Facebook and WhatsApp proved too entrenched to dislodge. They also did some copying of their own: once they adopted some of WeChat’s innovations, Western consumers had little reason to switch to the Chinese network.

Such investments have been in Tencent’s core areas, away from turf occupied by Alibaba and Baidu. Sometimes, the trio end up co-operating, if not by design. All three BAT firms are backers of Didi Chuxing, a ride-hailing firm with global pretensions of its own. But in other ways their domestic war is spilling into foreign markets.

India is one such battleground. This month, together with eBay and Microsoft, Tencent invested $1.4bn into Flipkart, a leading Indian online retailer. Alibaba and Ant together are reported to have invested nearly $900m in Paytm, India’s top online-payments firm; in February, Paytm launched an e-commerce portal akin to Alibaba’s Tmall to take on Flipkart and Amazon in India.

Elsewhere, Tencent unveiled a service last month that will allow firms in Europe to use WeChat to sell on the mainland. This will let them sell directly into China, avoiding red tape. Tencent also recently invested $1.8bn in America’s Tesla, a pioneer in electric and autonomous vehicles. That is a particular challenge to Baidu, which is betting its future on machine learning and AI.

Baidu’s push abroad is mainly a way to get access to talent in these fields. The firm has just started its first recruiting campaign at top American universities, including Stanford University and the Massachusetts Institute of Technology. It has a respected AI laboratory in Silicon Valley, despite the recent departure of Andrew Ng, an AI expert. But Baidu does not have the same firepower as Alibaba and Tencent. It tried but has failed to conquer foreign markets such as Japan with its search engine. This week it opened up its self-driving technology to rivals, as Tesla did in 2014, but it has a long way to go before it makes an impact in autonomous driving.

Grandiose BAT statements about global aims should be taken with a pinch of salt. It would be an error to neglect the profitable domestic market. Goldman Sachs, an investment bank, reckons that China’s online retail market will more than double in size by 2020, to $1.7trn. As Duncan Clark, author of a recent book on Alibaba, points out, whatever headlines Mr Ma and other internet bosses make with their overseas ventures, “it takes a lot to get away from the sheer gravity of China.” But at home and abroad, one thing is clear: China’s internet titans cannot be ignored.

This article appeared in the Business section of the print edition under the headline "Three kingdoms, two empires"

 

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Buy Bitcoin with a credit card (beta)

Werner van Rooyen 
11 JAN 2017 • 3 minute read

At Luno, we focus on helping customers get Bitcoin in the easiest and fastest ways.

Bank transfers are by far the most common funding method supported by Bitcoin providers, including us. Customers make a deposit in their local currency, and then once the funds reflect, they use it to purchase Bitcoin.

This, however, is often a hurdle for new customers to buy Bitcoin: it just takes too much time.

The other hurdle is that we can only accept bank deposits from customers with bank accounts in our supported countries. This excludes many people from getting access to Bitcoin and our products.

We are excited with the slow rolling out of a new feature, still in beta testing mode: buying Bitcoin with a credit card.

We have partnered with Simplex to provide this feature. Simplex’ expertise lie in reducing credit card fraud – a key issue that prevents most Bitcoin trading platforms from accepting payments that way. They have extremely sophisticated tracking and monitoring systems and use tons of data points to identify potential fraud. This was very important to us.

All a customer needs to do is enter their credit card details and the amount of Bitcoin they wish to purchase in USD and in a few minutes, the transaction will be processed.

Please note:

Buying Bitcoin with a credit card on Luno is currently only available in India and most of Europe (Austria, Belgium, Switzerland, Cyprus, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia, Ukraine), but will come to more countries around the world soon.
Note that Simplex recently announced that they won't be able to support customers from Canada anymore.
Note that we have seen some credit cards being rejected while going through the process. This is usually due to your bank not approving the payment. In such cases, we would urge you to try another credit card if possible and make sure it is a reputed international credit card.
Customers who purchased Bitcoin with their credit card can safely store, spend or send it elsewhere. Currently, we/Simplex can't support the selling of Bitcoin that was bought with a credit card. We are working on solutions to get customers to sell their card-purchased Bitcoin using Luno. We'll send updates on this as the product evolves.
For step-by-step guidance on buying Bitcoin with your credit card, see our Help Centre article.
SUPPORTED COUNTRIES
Buying Bitcoin with a credit card on Luno is currently only available in Andorra, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brunei Darussalam, Brazil, Bahama, Switzerland, Chile, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greenland, Guadeloupe, Greece, Hong Kong, Croatia, Hungary, Ireland, Isle of Man, India, Iceland, Italy, Japan, Republic of Korea, Kuwait, Liechtenstein, Lithuania, Latvia, Luxembourg, Republic of Moldova, Montenegro, Martinique, Malta, New Caledonia, Netherlands, Norway, New Zealand, Peru, French Polynesia, Poland, Puerto Rico, Portugal, Qatar, Reunion, Romania, Serbia, Saudi Arabia, Sweden, Slovenia, Slovakia, San Marino, Sint Maarten, Turkey, Taiwan, and the United Kingdom.

For Luno, this is a big step towards reaching our end goal: making Bitcoin easily accessible to everyone, everywhere.

You can expect to hear more updates and features like this in the near future.

Global
Avatar Werner van Rooyen
AUTHOR
Werner van Rooyen

Werner heads up Business Development and Growth at Luno. His passions include payments, e-commerce, technology, marketing and design: something that he has been fortunate enough to do on three different continents. Werner has lived and worked in South Africa, the United States, Indonesia, Taiwan and China.

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Top 5 Startup Instant-Messaging Apps With Features to Help Boost Your Business

Can you remember when we used to communicate the old fashioned way? Phone conversations, faxes, and even emails have their disadvantages. You’re lucky you are now living in an age where instant messaging apps are taking over. Now it’s possible to reach out to people in seconds from a smartphone you can carry everywhere with you, and you won’t have to wait around to get what you want. In other words, the advantages of IM means you’ll be able to make a lot more money due to the extra time you will have available to focus on work.

The Huge Advantages of IM

A lot of businesses don’t yet know the full power of instant messaging. Everyone can appreciate they’ll be able to save a great deal of time, plus the convenience and price of the apps is easy to understand. What a lot of people running a business don’t realize is the added benefits you’ll find in lots of specialized apps at the time of writing. The IM startup scene has seen an explosion in the number of companies trying to stand out by focusing their efforts on small features certain businesses will find incredibly useful.

We’re going to look at the top five startups and you’ll find out what makes them so unique. You could also start using most of them for free right away.

Instant Messaging App 1 – MoneyMailMe

MoneyMailMe could possibly be the biggest thing to hit the FinTech industry since PayPal. Not only will you be able to communicate with people through the app, but you’ll be able to send money all over the world instantly from an e-wallet you will be able to top up. Businesses are now getting into the habit of using lots of contractors, especially if they’re small and unable to hire lots of full-time employees. It means the need for someone to carry out odd jobs is vital.  https://youtu.be/8LS2yCWlTtc

You could easily converse with contractors through MoneyMailMe, and when a job is complete it will take less than a minute to pay them. Everything will be logged on the app, so you’ll know exactly where your money went when it’s time to sort out your finances. It works in a number of different currencies and will take care of currency exchange rates. It’s also 100 percent secure, which you would expect whenever messages or money is being sent or received. A good time to migrate to MoneyMailMe from your existing app is now, particularly because its a great app and WhatsApp is selling-out its users by sharing their data with Facebook.

Instant Messaging App 2 – Google Allo

International Power is a very large power company based in London, and they discovered the executive team were spending an average of 1.5 hours per day using email. Can you imagine how much money a company wastes every year when all of their employees send and receive emails every day? Most of the time wasted is spent checking if they’ve received anything in the first place, which is why Google Allo is going to become a tremendous business app. Google Allo has the ability to connect directly with your Gmail account. https://youtu.be/v9n3drO4cOY

It means constantly checking for imaginary emails will become a thing of the past, because when you’re using Google Allo you’ll know when you receive anything. Smart Reply will also save you tons of time by learning how you communicate with people in order to do lots of the work for you. The Whisper/Shout feature is also perfect for businesses, because you need to know exactly what someone is saying and the ability to shrink or enlarge words to convey your message properly.

Instant Messaging App 3 – TexApp

There was an absolute uproar last year when hacked Sony emails found their way onto the web. Some of the emails contained damning conversations leaving a number of executives in a terrible situation. The only reason this happened in the first place was because they were silly enough to allow their communications to be hacked, which is where TexApp can swoop in and save the day. They claim to be the most secure instant messaging app available in the world. https://youtu.be/r4HQ8Bp-pfw

The level of encryption they use will ensure nobody will be able to get their hands on what your employees are talking about. This is ideal for anyone in general, but it will benefit those who have to discuss secretive things the most. If anyone can find out what you’re discussing it could cause a lot of damage to your business such as by people stealing your trade-secrets, so if you don’t want your secrets leaking out TexApp is a good choice. It also has a lovely user interface you’ll find easy to use when chatting.

Instant Messaging App 4 – Google Duo

Google Duo is another one of the apps Google has released to help cement their place as a powerhouse in the business world. Instead of speaking with someone through text you’ll be able to video call them, which is sometimes a lot more handy in certain situations. It’s good to look someone in the face when you’re speaking so you’ll see their facial expressions. The only downside is starting a conversation under less than ideal circumstances, but Google Duo will let you ignore someone by showing you what they’re doing before you answer. https://youtu.be/01qK94KBwY8

If they’re not on their own or it looks like they’re walking around in a busy street, you might decide to ignore them until they to reach out next time. Due to the fact Google Duo is based around video calling it’s the perfect way to stay in control. The app prides itself on being completely basic, so it won’t be another one of those you’ll need to spend time learning how to use. If you need to chat with someone face-to-face there are lots of options available, but none will let you get back to work quickly like this one.

Instant Messaging App 5 – Globr

CNN published a list of American companies exporting jobs to places like China, where it’s much cheaper to manufacture products among other things. Whether or not their findings will hurt the country isn’t the point, but it does tell you businesses will need to communicate with people from all over the world. It’s almost impossible to do business with anyone while keeping costs at their lowest if you can’t understand them. The Globr app will let you speak over instant messaging with foreigners and it will translate your words into their language.  https://youtu.be/Zo4yuLbflfQ

If you’re running a business you want to get the most out of your overseas contacts, then Globr is going to be the cheapest way you’ll be able to achieve it. It will mean you don’t need to send employees abroad as often to make sure your orders are being carried out correctly. Globr is also a great app for companies with plans to expand their business in the future, because sometimes the only thing stopping you is the fear of something going wrong due to a breakdown in communication.

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Join NOW and EARN: KulaBrands BUSINESS MODEL

"Here's an opportunity that enables YOU to earn royalties for life on the sale of innovative products that are selling in everyday stores like Amazon.com, WalMart, Target, Best Buy, and other worldwide retail outlets.
Until now, ongoing royalties were reserved for actors, musicians and the like. The royalty payment concept is not new.

Another project to help the inventor get his product launched and to the general public. It really is exciting to help and watch these companies grow! The fact that I get lifetime royalties on these various products is almost non-essential!

Granted, I'm not going to turn the royalties away, but the feeling I get knowing I am part of something bigger than myself, something that is literally helping others, whether it's creating jobs to manufacture these products, or giving others hope of a better life, it's PRICELESS!  http://https://dz241.isrefer.com/go/kbrefer/a4864/

As a kulaBrands member, you earn reverse royalty payments on the worldwide gross sales of every product in which you choose to be involved. Complete a series of one-time actions, and then get paid for that work repeatedly throughout your life. The more one-time actions you choose to take, the more you can earn.

The power of kulaBrands is in the strength of its community.    http://https://dz241.isrefer.com/go/kbrefer/a4864

THE KULABRANDS OPPORTUNITY

Imagine starting a business working a few hours a week from the comfort of your own home, and building a residual income that can be passed from generation to generation. As a kulaBrands member you’ll be part of a close-knit community where everyone works together, and each member has equal opportunity to earn.  

You’ll get to know some of the most creative and talented inventors from around the world. Through a series of simple, one-time actions you’ll help these inventors realize their dreams. The more one-time actions you complete, the more lifetime royalties you can earn.  http://https://dz241.isrefer.com/go/payplan/a4864/

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Business Mistakes Learned the Hard Way: 5 Entrepreneurs Share their Story

Where are you in your entrepreneurial pursuits? Idea stage? Development stage? Growth Stage? Whatever stage that may be, there is excitement and uncertainty. Many of us know to seek out mentors, business coaches, and peers about their experiences and insights. For good reason too: learn from them. Listen to their advice. Take their words of wisdom and apply it to your own situation. Yet, regardless of where we are in the process, we will encounter obstacles and problems. We KNOW we will make mistakes; we KNOW there will be failure, but we fight to minimize the depth of failure. However, there are situations that pop up without warning or they creep up on us to create havoc. These 5 entrepreneurs share their story and lessons learned:

Jennifer Tamborski, Virtual Admin Experts: “Hiring people and being a leader is entirely different from the corporate world. I hired employees and set them loose, assuming they knew what I knew. When they came back to me confused and lost, I realized I didn’t have the processes necessary for my employees to effectively perform their job. It’s a process I had to learn as I taught them.”

Lesson learned: a clear, concise, communication and documentation plan must be established. Follow-up with employees is just as important as follow-up with clients.

Chris MacLellan, Whole Care Network: “My theological background inspired me to trust without hesitation. That approach to life did not transfer well to business. I didn’t discover this until I handed over the IP (intellectual property) to a business connection in which the gesture was not reciprocated. As a result, I lost lots of money and my humility. It took a great deal of time to restructure my business, much of which conflicted with my trusting nature.”

Lesson learned: Life skills do not always transfer well to business skills.

Mary Scott, Make Believe TV: “Create a clear, contractual arrangement for each project which includes payment agreements and pricing for situations that influence the service offered. All decisions must be clear and understood before the project (or any part of the business arrangement) begins. If it isn’t clear, it will cost a lot of time, money, and frustration.

Lesson learned: Do not rush into a project without the proper documentation.

Angie Monko, Harmony Harbor Coaching: “I jumped into business without a clear plan, quickly becoming distracted by multiple business objectives. I didn’t recognize the situation until ~18 months later when cash flow and momentum declined. It took another 18 months to create a business plan and to begin recovery.”

Lesson learned: Create a business plan, follow it, and revise as your business shifts and grows.

Paul Heirendt, True Bearing Advisors: During my corporate days, I had ‘two young guys’ working with me. They frequently joked, ‘You’re not the boss of me’, which resulted in them learning very little and becoming a liability rather than an asset. I eventually left the corporate world and took one of these young guys with me. As his urging, we moved into his uncle’s free office space in downtown St. Louis. The caveat: the uncle’s son must become the CEO of my company. With no written partnership and nearly 100% of the company in my name, I dealt with legal issues, lost opportunities, lost revenue, and lots of bad blood.”

Lesson learned: It’s better off not partnering unless each member can prove their value AND share the same business goals.

These entrepreneurs faced some crushing blows to their business growth but regrouped, adjusted and recovered. Communication and documentation were the top business issues. How can you apply their lessons? Share your ideas or stories below.

Kristen Edens

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Hillary Clinton, Free to Speak Her Mind

In the most wrenching, humiliating way possible, Hillary Clinton has been liberated. She is now out of the woods again, and speaking her mind.

In her first interview since the election, she acknowledged that she had expected to defeat Donald Trump and that the outcome had been “so devastating.”

“I just had to make up my mind that, yes, I was going to get out of bed, and, yes, I was going to go for a lot of long walks in the woods. And I was going to see my grandchildren a lot and spend time with my family and my friends. They have rallied around me in an amazing way.”

“As a person, I’m O.K.,” she said. “As an American, I’m pretty worried.”

Clinton spoke to me for more than 45 minutes on stage Thursday at Tina Brown’s Women in the World Summit. She seemed relaxed and comfortable, much less guarded than during the campaign.

I’ve known Clinton a bit for many years, and when she was running for office she was always monumentally careful in her language — a natural impulse when critics are circling, but it also diminished her authenticity as a politician. Her prudence came across to voters as “calculating.”

Now she’s out of her shell, freed by defeat, and far more willing to speak bluntly.

“Certainly misogyny played a role” in her loss, she said. “That just has to be admitted.”

She noted the abundant social science research that when men are ambitious and successful, they may be perceived as more likable. In contrast, for women in traditionally male fields, it’s a trade-off: The more successful or ambitious a woman is, the less likable she becomes (that’s also true of how women perceive women). It’s not so much that people consciously oppose powerful women; it’s an unconscious bias.

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Clinton characterized the mind-set of some Trump voters as, “I don’t agree with him, I’m not sure I really approve of him, but he looks like somebody who’s been president before.” She did indicate that there were many other factors that contributed to her loss — including her own mistakes.

Clinton acknowledged that Democrats need to do a better job reaching working-class Americans, but she added that part of her problem was that many voters were already struggling with tumult in their lives, “and you layer on the first woman president over that, and I think some people, women included, had real problems.”

I asked what advice she would offer the countless young women who have been galvanized by her loss — in a way they never were by her candidacy — to become more engaged in public life. “Toughen up your skin,” she counseled, referring to the nastiness often directed at prominent women. “Be ready. It’s not a new phenomenon, but it feels new and painful every time it happens to you.”

Clinton noted that when she stepped down as secretary of state, she had an approval rating of 64 percent and was one of the most popular public officials in America. But that was ancient history by Election Day. “Oh my gosh,” she said, “by the time they finished with me, I was Typhoid Mary.”

We talked about lots of issues, including Syria — she advocated attacking Syrian air strips; hours later, President Trump did just that — and she was ready to fire a few salvos of her own. She raised the “chaotic functioning” of the new administration and said she didn’t understand the Trump team’s “commitment to hurt so many people,” from its travel ban to its health care legislation.

Why did she lose the election? Clinton’s staff has conducted autopsies that, she said, suggested that two of the most important factors were the plunder and release of her campaign emails and the last-minute announcement by the F.B.I. director, James Comey, that the investigation into her use of a private email server could be reopened.

So, I asked, when you heard Comey say recently that he had been investigating Trump’s Russia ties since July but couldn’t disclose it then because it’s inappropriate to discuss ongoing investigations, what did you throw at the television?

She savored the question. “Yes,” she said, smiling. “That was one of the high points of the last weeks.”

Clinton said she doesn’t know if there was collusion between the Trump team and the Kremlin, but she urged the formation of an independent commission to investigate. And she noted that whether or not there was collusion, there certainly was a concerted Russian effort to rig the American election.

Russia’s hacking of campaign emails “was a more effective theft even than Watergate,” she said, adding: “We aren’t going to let somebody sitting in the Kremlin, with 1,000 agents, with bots and trolls and everybody else, try to mix up in our election. We’ve got to end that, and we need to make sure that’s a bipartisan, American commitment.”

The issue Clinton seemed most passionate about was the one that has occupied much of her career, ever since she took a job out of Yale Law School with the Children’s Defense Fund: advocacy for women and children. She grew particularly animated in describing what she called Trump’s “targeting of women.”

As a candidate, both in 2008 and in 2016, Clinton was careful not to push too hard on feminist buttons for fear of antagonizing men — which, given the results, was a reasonable concern. But this is where her passions lie, and even as secretary of state traveling to an overseas capital, she would often visit a women’s shelter or an organization fighting human trafficking, dragging along bewildered diplomats and foreign officials to remind them that women’s rights are human rights.

In our conversation, she was scathing in denouncing Trump’s version of the “global gag rule,” which cuts off money for any health provider abroad that offers abortion counseling or promotes abortion rights, and Trump’s plan to defund the United Nations Population Fund, which battles maternal mortality and helps women get access to contraception.

Asked about the infamous photo of Republican men discussing women’s health, Clinton described her favorite internet meme: a group of dogs around a conference table, with the caption, “today’s meeting on feline health care.”

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THE KULABRANDS OPPORTUNITY

"Here's an opportunity that enables YOU to earn royalties for life on the sale of innovative products that are selling in everyday stores like Amazon.com, WalMart, Target, Best Buy, and other worldwide retail outlets.

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Earn Affiliate commissions on sales from your store.

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Kulafuture.com

If interested, PM me for more info 🙂

** Interesting side note, Richard Branson, is on board with the kulaBrands concept. Wait until you see who else is partnering with some of our projects!" 

Join NOW and EARN:  http://https://dz241.isrefer.com/go/kbrefer/a4864/
kulaBrands BUSINESS MODEL

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EARN LIFETIME RESIDUAL INCOME WITH KULABRANDS!

WHAT ISThe kulaBrands BUSINESS MODEL?
kulaBrands is a community-based, patent-pending business model that launches other businesses, and helps entrepreneurs take their inventions to the mass retail market.

As a kulaBrands member, you earn reverse royalty payments on the worldwide gross sales of every product in which you choose to be involved. Complete a series of one-time actions, and then get paid for that work repeatedly throughout your life. The more one-time actions you choose to take, the more you can earn.

The power of kulaBrands is in the strength of its community.

THE KULABRANDS OPPORTUNITY
Imagine starting a business working a few hours a week from the comfort of your own home, and building a residual income that can be passed from generation to generation. As a kulaBrands member you’ll be part of a close-knit community where everyone works together, and each member has equal opportunity to earn.

You’ll get to know some of the most creative and talented inventors from around the world. Through a series of simple, one-time actions you’ll help these inventors realize their dreams. The more one-time actions you complete, the more lifetime royalties you can earn.

EARN LIFETIME RESIDUAL INCOME WITH KULABRANDS!
Members earn a Reverse Royalty any time a kulaBrands-supported product makes a sale anywhere in the world, as long as the member supported that product in at least one of the three kulaBrands pools:

Crowdfunding Pool – Back the inventor through crowdfunding.
Branding and Marketing Pool – Social media marketing

Sales Pool – Sales through members’ ecommerce stores

Our collaborative business model is strategically designed so that you, and every member of our community, can earn lifetime reverse royalties while helping creative entrepreneurs achieve their dreams in getting their inventions to retail companies of the world.
When you join a home business opportunity, you do it because you want to become debt free, or you want the freedom to spend your time in whatever way you choose. You don’t want to worry about monthly quotas just to “stay active” in the business.You want to keep the respect of your friends and family. As an entrepreneur, you need their support to help you stay focused. You don't want to feel as if you have to sell them something at every turn.You want your piece of the pie! 

kulaBrands offers a RISK FREE, 6-month money-back guarantee.

That’s right! Give it a try for 6 months. We welcome you! kulaBrands is 100% community focused, and the happiness of our members is our first concern. If you’re not 100% satisfied after 6 months, you get a full refund.

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