Tag Archives: develope

Breaking: SEC reviewing Bitcoin ETF rejection

Bitcoin ETF rejection under review?

According to reports out within the last hour, the SEC (Securities and Exchange Commission) plans on reviewing it's decision to reject the Winklevoss ETF from just over 1 month ago.

The release can be seen here: https://www.cryptocoinsnews.com/breaking-sec-will-review-decision-winklevoss-bitcoin-etf-rejection/

The SEC originally decided to rule against the Winklevoss ETF proposal citing a lack of market surveillance and regulation. Specifically, the SEC rejected a rule change that would have allowed the ETF to be included on the BATS BZX exchange.

Once the original rejection was obtained, BATS applied for a review of the decision from the SEC. As of this morning it is looking like that review has been granted. 

It is interesting that the SEC is reviewing the decision considering they just declined the approval of another Bitcoin ETF no more than 2 weeks ago. That makes 2 Bitcoin ETF rejections in the last month alone.

Even more interesting is that it appears an Ethereum ETF proposal is now also being mulled over by the SEC. It can be seen here:


So, now we have a Bitcoin ETF rejection review in the works as well as an Ethereum ETF proposal in the works…

It doesn't seem like the day is far off when we will see one of these cryptocurrenices trading via an ETF on a major US Stock Exchange.

Perhaps maybe even Steem one day?! 😉

Bitcoin and Ethereum are both up near their all time highs on the news.

Sources: http://www.coindesk.com/sec-orders-review-winklevoss-bitcoin-etf-rejection/

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Buy Bitcoin with a credit card (beta)

Werner van Rooyen 
11 JAN 2017 • 3 minute read

At Luno, we focus on helping customers get Bitcoin in the easiest and fastest ways.

Bank transfers are by far the most common funding method supported by Bitcoin providers, including us. Customers make a deposit in their local currency, and then once the funds reflect, they use it to purchase Bitcoin.

This, however, is often a hurdle for new customers to buy Bitcoin: it just takes too much time.

The other hurdle is that we can only accept bank deposits from customers with bank accounts in our supported countries. This excludes many people from getting access to Bitcoin and our products.

We are excited with the slow rolling out of a new feature, still in beta testing mode: buying Bitcoin with a credit card.

We have partnered with Simplex to provide this feature. Simplex’ expertise lie in reducing credit card fraud – a key issue that prevents most Bitcoin trading platforms from accepting payments that way. They have extremely sophisticated tracking and monitoring systems and use tons of data points to identify potential fraud. This was very important to us.

All a customer needs to do is enter their credit card details and the amount of Bitcoin they wish to purchase in USD and in a few minutes, the transaction will be processed.

Please note:

Buying Bitcoin with a credit card on Luno is currently only available in India and most of Europe (Austria, Belgium, Switzerland, Cyprus, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia, Ukraine), but will come to more countries around the world soon.
Note that Simplex recently announced that they won't be able to support customers from Canada anymore.
Note that we have seen some credit cards being rejected while going through the process. This is usually due to your bank not approving the payment. In such cases, we would urge you to try another credit card if possible and make sure it is a reputed international credit card.
Customers who purchased Bitcoin with their credit card can safely store, spend or send it elsewhere. Currently, we/Simplex can't support the selling of Bitcoin that was bought with a credit card. We are working on solutions to get customers to sell their card-purchased Bitcoin using Luno. We'll send updates on this as the product evolves.
For step-by-step guidance on buying Bitcoin with your credit card, see our Help Centre article.
Buying Bitcoin with a credit card on Luno is currently only available in Andorra, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brunei Darussalam, Brazil, Bahama, Switzerland, Chile, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greenland, Guadeloupe, Greece, Hong Kong, Croatia, Hungary, Ireland, Isle of Man, India, Iceland, Italy, Japan, Republic of Korea, Kuwait, Liechtenstein, Lithuania, Latvia, Luxembourg, Republic of Moldova, Montenegro, Martinique, Malta, New Caledonia, Netherlands, Norway, New Zealand, Peru, French Polynesia, Poland, Puerto Rico, Portugal, Qatar, Reunion, Romania, Serbia, Saudi Arabia, Sweden, Slovenia, Slovakia, San Marino, Sint Maarten, Turkey, Taiwan, and the United Kingdom.

For Luno, this is a big step towards reaching our end goal: making Bitcoin easily accessible to everyone, everywhere.

You can expect to hear more updates and features like this in the near future.

Avatar Werner van Rooyen
Werner van Rooyen

Werner heads up Business Development and Growth at Luno. His passions include payments, e-commerce, technology, marketing and design: something that he has been fortunate enough to do on three different continents. Werner has lived and worked in South Africa, the United States, Indonesia, Taiwan and China.

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Houndlabs Inc. has created the world’s first cannabis breathalyzer

Along with the legalization of cannabis comes new laws to make sure everyone is safe. As I wrote last week in my article regarding the approval of cannabis in Amsterdam, places that permit cannabis are now enacting laws forbidding people under the influence of cannabis to drive. In order to control this, the breathalyzer was created to test for alcohol. Now, Hound Labs, Inc. has created the world’s first cannabis breathalyzer.

Who is the team behind HoundLabs, Inc?

Dr. Mike Lynn, an ER physician, reserve deputy sheriff, and former venture capitalist and Mr. Kuni, a patent attorney with an extensive technical background in engineering and science cofounded the company in Oakland, California in 2014. Their device was also developed in partnership with scientists The team now consists of Jenny Lynn, the CMO, Daniel Jones, the business analyst, Louisa Ashford, the marketing manager, Matt Francis, and Dan Fletcher.

What issues are HoundLabs, Inc solving?

With the growing legalization of cannabis, there has to be laws enacted to protect everyone’s safety. Although the effects of cannabis are not as drastic as alcohol, it is still illegal to drive while under the influence of cannabis. Research has shown that the negative effects increase lane waving, delayed reaction time, and not able to focus on the road. It is very hard for officials to get an exact number on how many car crashes are caused by people who were under the influence of cannabis while driving because cannabis can stay in the body for months at a time. Therefore, when the person is tested and cannabis shows up in their system, it is nearly impossible for them to be able to pinpoint exactly when the person was under the influence. HoundLabs Inc has created the world’s first dual cannabis and alcohol breathalyzer to identify and measure recent cannabis and alcohol use.


Despite the fact that this product is mainly in law enforcement's’ hands, Mike Flynn is firm that their goal is not to arrest people.


“To be very specific, we were trying to educate people about (how) it’s illegal to drive stoned.”


He claims that the readings of THC levels in the breath did correlate to how recently the driver consumed cannabis. The drivers who failed these tests were not arrested; they were actually taken to a safe location.

The product has been successfully tested by the Lompoc, California police department.

How does this breathalyzer work?

Once the breathalyzer has captured a sufficient breath sample, it performs an automated process to analyze the breath sample. The device is programmed to perform a series of automated routines that happen within a single use, disposable cartridge. First, it chemically isolates the THC molecules from the breath sample and then generates a composition for measurement. The automated process then triggers a measurement mechanism to optically measure the THC level in the generated composition, outputting a measurement value in picograms on the display. The resulting measurement value corresponds the level of THC present in the breath sample at the time it is collected. This entire process lasts only a couple of minutes.

What’s next for HoundLabs, Inc?
They are planning to conduct more field trials, conduct the clinical trials, and obtain even more data. They want to make sure they ride the balance between safety and fairness in making sure the right people get off the road while making sure to not arrest those that are not currently under the influence. They plan on raising additional funding to ready the company for commercialization and a targeted product launch towards the end of 2017.

[Original Source: http://www.directcannabisnetwork.com/hound-labs-inc-created-worlds-first-cannabis-breathalyzer/]

 Lucia Napolez Lucia Napolez
Director of Client Relations & Operations • Direct Cannabis Network

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How To Plan Mobile App Development for your Business

To create an effective app, it is essential to have a nicely laid- organized process and concept. Preplanning the app development program and development procedure will help in averting deviations from set goals, which can cause dramatic developments to the ultimate product. But, before you carry on, here are a few important things you should know.

Pre Strategy Your Mobile App Development- How can it work? How can it be useful to end users and participate? Thus, the process calls for generally defining the program. Now, why is this significant? When your mobile app developers have a clear understanding of what is expected from them, what are the characteristics the app should have, and what are your targets of mobile program development, it assists in constructing the mobile app that is more important and essential.

Taking this point further, when fair attempt and time is spent in pre-planning your app development process, it may go a long way in eliminating delays, minimizing your overhead costs, and providing the project punctually. Planning not only involves defining the app and its functionalities, but also includes establishing proper targets, timelines, and budget. Lucidity and unnecessary delays are eliminated, thus, reducing overhead costs. Precise price projection is ready with the development and marketing team so that deviations can be identified by them and minimize the exact same.

Pre-planning also helps gain insights into your audience, competitors, and latest market trends. This may be most profitable in bringing innovative and interesting turning points in the essential features of your app. Thus, with valuable market knowledge from an early phase, you are able to successfully build an app that's unique and offers somewhat distinct characteristics than other similar mobile apps in the market. Adding to this, effective communication of the theory with your development partner can help them clearly identify duties and their functions in order that they are able to provide better. Planning also helps to streamline your development procedure, and what it organized to generate outcomes that are better.

Looking to build a mobile app? Not sure how to go in regards to the pre-planning period? Here is a thorough guide for you:

Describe Your Mobile App in a Nutshell – The initial step of pre-planning comprises preparing an incredibly short description of what your app must be all about. Make it as short as possible, but feature the core notion of the app and key features you might be anticipating.

Ascertain the Needs of Your Intended Audience – This really is one of the most crucial points, but it may illuminate many factors that may be valuable in constructing a proper cellular app when done right. For this, it is imperative to recognize your market and know their ‘buying’ behavior and inclinations. It's possible for you to create forums and conversations or connect together socially to take an online survey. This can help incorporate the same in your cell program, and likewise, ascertain the things they exactly anticipate from your program.

Browse through Similar Mobile Apps – It is more easy to locate similar apps in the app store unless your app notion isn’t something in the ‘niche’ category or totally unique. Go through a few of these programs, and find their essential characteristics, how they work, technical aspects, customer ratings, and reviews, etc. This could only help you ideate.

Brainstorm a ‘Powerful’ App Idea – On the contrary to the idea of “Too many cooks spoil the broth, ” when you brainstorm with a group of like-minded people, you happen to be capable of developing ideas that are more innovative and distinctive. But for this, it is important to spot people who can add value to your app thought, and not always like-minded individuals. Brainstorming with individuals from various fields is the best way to create a better outcome and groundbreaking ideas. Make sure you are able to brainstorm from technical and customer, promotion viewpoint.

Produce a Master Record of Outcomes – This may differ from everything you conceptualized in the beginning. Based on your own research and findings from the above-mentioned measures, create a comprehensive list and compare this with the initial concept. In this step, you also had better improvise the brief description on the basis of the most recent changes.

Translate Your Ideas right into a Simple Flowchart – Flowchart or a diagram is the best way to communicate your app idea, workflow, and functionalities. But ensure that you keep it clear, simple and concise for everyone to understand easily. The flowchart should include testing demands, deadlines, budget, etc., characteristics and functionalities, development procedure, roles and duties, QA and the program theory Keep it as comprehensive as you can, if not in a flowchart then in display or a PowerPoint presentation -by-screen navigation of the app.


Preplanning is important for mobile app development, although not the single key to building an effective app. We regularly are inclined to overlook the need frequently or to add new attributes upgrade an app throughout its lifecycle. Give attention to creating user-centric and bug-free continue providing user experience that is improved through additional iterations, and program from its first release. In once, hire an experienced and professional development team who can help assemble the app of your fantasy, and within the set time and budget.

Author Bio
Gaurav Kanabar is a Director at Alphanso Tech an IT Consulting Company. He has developed many web applications over the last 5 years. You can Hire dedicated developers at Alphanso Tech.

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9 Free Business Productivity Tools For Startups

Starting a business can be a daunting endeavor, especially if all you have is a cool product and not enough capital. In the tech world, or in any other niche for that matter, most startuppers fail not because they have bad products but because they are unable to generate enough consumer interest in their products. 

Considering overheads and other back-office expenses, this scenario doesn’t come as a surprise. So if you’re still starting out and find yourself strapped for much needed funding to keep your startup afloat, the following free business productivity tools are worth checking out.

9 Free Business Productivity Tools For Startups

# 1. Bitrix24.com

If you need a collaboration tool your staff are most likely to adopt with relative ease and minimum training, take the social intranet route.

Bitrix24.com is the fastest growing social intranet that’s free for businesses with 12 employees or less. The application comes as a combination of several different work tools like CRM, project management, real-time streaming, activity planner, file sharing, to name just a few. As it is cloud-based, access can be anywhere, whether using your computer or smartphone. An upgrade to unlimited users starts at $99 per month.

# 2. GotFreeFax.com

In this era of e-mail and instant messaging, you’d think fax machines are no longer relevant. But if a LinkedIn survey as reported by Mashable is to be believed, fax machines are still in until 2017 steps in.

As you might have already guessed from the site’s name, GotFreeFax.com is an online service that allows you to send up to three pages of fax for free (maximum of two faxes per day) to any number in the United States or Canada. The site also offers premium pay-per-fax service should you need to send more.

# 3. RememberTheMilk.com

RememberTheMilk.com is an online productivity tool that assists in task and time management. Remember The Milk essentially functions as your all-in-one task manager, electronic calendar and to-do list. Aside from allowing you to share and split tasks with other people, the application can be integrated with GMail, too.

The pro account is priced at $25 for one year and comes with exclusive mobile app features and Microsoft Outlook integration.

# 4. Kolab.org

Kolab.org is an open-source group collaboration server that allows for sharing of notes, e-mail access, calendar organization, task management, address book maintenance, news aggregation, phone sync and journal integration. Kolab is secure, scalable, reliable, mobile and professional, ensuring productivity every step of the way. As a whole, the application requires some getting used to. But once you get the hang of it, the hassle can be all worth it.

# 5. WaveApps.com

Formerly WaveAccounting.com, WaveApps.com is an accounting software that’s fast, simple and easy to use, offering unlimited invoicing and expense tracking. 100% free for small businesses with nine employees or less, it’s accountant-approved and specifically designed for non-accountants. You can also securely connect your bank and PayPal accounts or other sources of data, and your transactions are automatically imported into the accounting software.

# 6. PRLog.org

To make your business presence known, one surefire route to take is through the distribution of press releases. PRLog.org is a site where you can dispense press releases for free. And if you feel you don’t have the necessary expertise to create a killer press release, the site provides instructions on how to write one, even how to embed videos where necessary.

# 7. Weebly.com

One cardinal business rule is that businesses should have their own websites to boost their market presence online. Weebly.com is a free website creator that doesn’t require website creation expertise. Until you’re ready to go for more complex and/or self-hosted sites that would require monthly or yearly payments, Weebly.com is a good alternative.

# 8. Join.me

For those meetings or web conferences on the fly, Join.me is a simple-to-use teleconferencing application that allows you to review documents and designs, train staff, do product demonstrations – basically to get everyone apprised of company updates. You can do transatlantic web conferences and presentations, too.

# 9. IFTTT.com

IFTTT.com, which is short for “if this, then that,” functions like a computer program repeatedly uttering if/then logic all day long. With IFTTT, you set up “recipes” to assist you with task automation. For a recipe to work, you have to have a channel, a trigger and an action. Examples of channels are Facebook, e-mail, Evernote, LinkedIn, just to mention a few.

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This is how to develop an entrepreneurial spirit

In Find Your Extraordinary: Dream Bigger, Live Happier, and Achieve Success on Your Own Terms, Stella & Dot CEO Jessica Herrinshares her unconventional journey toward an extraordinary life through entrepreneurship. In her 20s, she co-founded WeddingChannel.com but left to find a better work-life balance. Herrin later founded Stella & Dot, which sells jewelry and other accessories online and through in-home trunk shows led by independent salespeople. The San Francisco company calls itself a “social selling” business, an upgrade to the Avon lady business model. Herrin told The New York Times in late 2015 that Stella & Dot has around $300 million in revenue and a network of about 50,000 stylists in six countries.

In the following book excerpt, Herrin shares what she calls the 6 P’s of the “entrepreneurial spirit” to achieve success in business and live a happy life.

My path to find my extraordinary has been unconventional. I was a mediocre high school student; I worked my way through community college and found my way to Stanford. I quit my job at the company I cofounded in Silicon Valley to travel the world and follow my husband’s career to Texas, so I could start a fam­ily. I bootstrapped my second start-up so that I could control the company mission, my destiny, and my schedule around raising my young kids. My journey up to this point hasn’t been ordinary — or easy — that’s for sure.

I believe that no matter how you contribute to the world — whether it’s by becoming a doctor or a teacher or a stay-at-home mother — your success at whatever you choose is equally impor­tant. None of these choices is any less valid than another — they are simply different. The world would be a bizarre dystopia if ev­eryone’s value was measured by the same yardstick. We don’t all have the same definition of happiness, and thus we don’t all have the same definition of success.

And there is no better time than now to ask yourself what really matters to you.

What makesyou happy?Who are the people you love so much that their joy is your own? What makes them happy? These are the only people you should be trying to impress.What do you want your impact to be? And at what scale? Small and personal? Medium or enormous? It’s up to you.What goal is truly meaningful to you? A career? A steady job and a family? Immersion in your family and your com­munity? You decide what matters most.Are you soulfully connected to what you do?

“We don’t all have the same definition of happiness, and thus we don’t all have the same definition of success.”

Heavy, I know. But if you don’t at first feel conviction in your answers, don’t worry — this is just the start of your journey to ex­traordinary. After all, if you never ask the questions, you will never reach the answers.

You’ve Got What It Takes

Okay, so you don’t have to be perfect or gifted from birth. Anyone can do something extraordinary. Do you ever look around at the world, evaluate your life, and see the way you would like it to be instead of the way it is? That’s all you need to get started. In fact, that desire to wonder what’s possible is what defines your entrepre­neurial spirit. You can nurture this side of you into believing you have the power to create change.

All of this capacity within you is what we’ll tap into to unleash your entrepreneurial spirit. First you’re going to need to believe that confidence comes before competence, failure comes before winning, and happiness comes before success.

Deep down, I think you already know that life is determined not by your past or your circumstances but rather by what you choose todo next. The doing is the difference. Your inner kick-ass entrepreneur is all about planning, partnering, and persisting until what you dream and imagine is made real. It’s about getting out there and creating success in your life. And I’m talking real success. The kind that puts peace in your mind and happiness in your heart, not just money in your bank account and a title on your résumé. Think that’s too much to ask for out of life? It’s not.

The 6 P’s of the Entrepreneurial Spirit

I’ve boiled the entrepreneurial spirit down to what I call the six P’s: Passion + Path + Positivity + People + Perseverance + Productivity. These are the essential tools that will make your goals reachable and your life extraordinary. A lot of people go all passion but with no sense of their path. Passion gives you the gusto to bounce out of bed every morning, but without the path, you will have trouble translating thought into impactful action. Your path is your plan for getting there, at the pace you set.

“The doing is the difference.”

And no success is possible without cultivating an optimistic perspective — in short, positivity. I am a deep believer in the power of positive thinking. Learning to shift into a positive mindset helps you dodge the obstacles on your path.

But without the power of people around you to support you, mentor you, and otherwise love you, your passion will fall flat and your plan will never get done. Other people help us make our dreams real, keep us accountable, cheer us on, and make it all worthwhile.

And none of these P’s will work if we don’t fuel them with perseverance. You’ll never hear me say that you can make your dreams come true without hard work. That would be like ocean­front property in Arizona — people may want to buy it, but that doesn’t make it real. If you want to be extraordinary, you need to build the resilience to weather the naysayers and develop the deter­mination to reach your goals.

The final P is productivity — how you use your time to make it count, for you. How come something as unsexy as productivity is the last P? Because it is essential if you want to achieve awesome things in life without running yourself ragged. Success is about working smarter, not just harder …. Productivity pulls all of the other P’s together and enables you to love your life.

But I won’t sugarcoat it. Because extraordinary isn’t for those who think “have it all” means “do it all” — and on someone else’s schedule, trying to please all the people all the time. Being extraor­dinary requires saying no and making trade-offs — a lot.

Together, these six P’s are your roadmap for finding your ex­traordinary life.

The 6 P’s of the entrepreneurial spirit are Passion, Path, Positivity, People, Perseverance and Productivity.

By cultivating the six P’s, you’ll learn to shift your gaze to see the opportunities all around you, instead of focusing on the obsta­cles. Let’s start by asking you some key questions. Pursue the an­swers to these questions, and you will be on the way to making your one-of-a-kind life extraordinary.

What is your PASSION? How do you create a PATH? Do you have a POSITIVE mind-set? Who are the PEOPLE who matter most to you? Are you willing to develop the PERSEVERANCE to outlast your problems? To be more PRODUCTIVE, are you ready to say no to things that don’t align with your values and your goals?

You may not know the answers to all of these questions just yet, but don’t worry. This process may start messy, but by the end all will be clear as day.

So, are you ready? If you aren’t going to create what you want in your life, who is? And if you aren’t going to do it now, then when? Get started!

Written by

Jessica Herrin,

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